Deferred Payment Programs


Let us offer you 90 days before your first payments are due.
This will enable your practice to generate Accounts Receivable insurance reimbursements before your monthly payments begin.
We offer credit decisions in as little as 24 hours and we can finance the ancillary items like: Extended Warranty & Service Contracts, Shipping & Installation costs, Staff Training costs on newly acquired equipment; including EMR and Billing software.


  • $300,000 Application Only ( No tax returns required)
  • Startups and new practices welcome
  • Ambulatory Surgery Centers
  • Relocation and Expansion specialists
  • New, used and refurbished equipment
  • Imaging
  • Diagnostic
  • Physical therapy
  • Chiropractic
  • Veterinarians
  • Lasers
  • Optometric
Our Programs

Take advantage of our Master Lease programs and combine both your medical equipment plus your new office equipment purchases:

​• Furniture
​• Phones
• Computers (including Cabling)
• Software
• Intercom & Alarm
• Staff Kitchen

Restaurant Programs


SCL is one of the most well known funders in the restaurant and food service industry. The staff at SCL has been providing restaurant owners throughout the US with financing solutions for the past 25 years.

We are able to finance existing locations, second locations, expansions, and even brand new star-up locations.

We will finance equipment that other lenders refuse to finance. This includes, tables, chairs, booths, sinks, walk-in coolers and freezers, surveillance equipment, even hoods and duct work and fire suppression systems.

We can provide working capital for construction, permits, advertising, etc.

Please call SCL for any of your food service equipment financing needs.

Medical Programs


We work closely with your equipment vendors, contractors, and architects to keep your new office/ practice opening on schedule.

In most cases, we can issue any necessary deposits to all of your equipment vendors on your behalf, keeping your cash flow concentrated on other practice needs, like payroll, pharmaceutical inventory (veterinarians & dermatologists, optometrists), marketing, etc.